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How to Buy a Property in the Philippines?

Buying a dream house is one of the most important financial decisions anyone can make in their life. Despite the fact that it can be time-consuming at times, the benefits usually outweigh the disadvantages. As a result, learning as much as possible about the home-buying process makes sense. It is vital to ask the right questions and perform research before purchasing a home in the Philippines.

Your dream home is just a step away with Camella Homes as the industry leader among national real estate firms offering houses for sale across the country. Here are the steps to guide you on reserving a Camella house and lot.

Before Reservation in the Philippines

Investors must have a sufficient understanding of the house and preferred neighborhood before booking a property. If traveling isn’t an option, Camella Homes offers virtual house and area tours. Camella established Virtual Home Tours, a user-friendly, one-stop portal where all Camella homes can be explored in real-time on the company’s website, making it easier for clients to decide which property is right for them.

Camella Official offers a collection of community vlogs on its YouTube account, which adds to the number of ways to observe Camella communities. It also has an AR3D software available on Google Play that allows customers to digitally inspect house models and specifications using their cellphones.

You don’t have to travel or leave your house to take advantage of the best deals Camella Homes has to offer.

Procedure for Making Reservations

After selecting an economical house with a variety of options, the client is now ready to proceed with the reservation procedure. Camella ensures a smooth and seamless transaction for home buyers by allowing them to reserve houses online in just five easy steps.

  1. Go to the website of Camella Homes.

Enter https://camella.com.ph/ and press the reserve now button, which is placed near the contact us button in the upper right corner of the screen. Thank you for taking the time to fill out the reservation form. That’s it, you’ve completed step one!

  1. Make a reservation by filling out the Reservation Form.

After you complete step one, a reservation form will display on your screen. Fill in the forms with your personal details and the location of the apartment you want to rent. You can go to the following level, which is payment, once you’ve finished.

  1. Make a payment via the internet

Homebuyers can pay the reservation fee online after completing the reservation form. Camella has a number of bank and third-party facility payment partners to provide clients with a variety of options. Homebuyers can use AllBank, AQWIRE, BDO, PNB, Union Bank, Maybank, Pesopay, and other e-wallets and overseas remittance centers to make payments online. Visit Camella Payment Facilities for additional information.

  1. Fill out the e-BIS and submit it.

Buyers will receive an email from Camella as soon as their payment has been confirmed. It includes an electronic Buyer’s Information Sheet (eBIS) for the customer to complete. Save the completed eBIS and send it to Camella via email.

Briefing on Marketing and Administration

Homebuyers will be contacted on the same day as their reservation for a briefing; one with the marketing officer and the other with the administrative representative. The representatives will outline the scope of the reservation, the signed paperwork, the payments; and, most importantly, the requirements to be submitted with the buyers in different sessions throughout this briefing. Clients are welcome to inquire about the house and property, as well as other aspects of the home purchase, and to receive clarifications.

Requirements in the Philippines

In order to proceed with the purchase, homebuyers will be required to complete and submit a set of requirements for the processing of their property documentation; and, if appropriate, a housing loan application.

The following are the conditions that every homebuyer must meet:

  • A photocopy of the marriage/birth certificate
  • Two (2) 2×2 photographs (applicant, spouse, or co-borrower)
  • Certificate of Community Taxation (applicant/spouse/co-borrower)
  • Billing address proof
  • Places dated checks in the mail (for Equity and Amortization)
  • Two (2) photo identification cards in good standing (Company and Government)
  • Taxpayer Identification Number (TIN)
  • Drawing of a House

Employment Requirement

Furthermore, based on the client’s background, such as their employment and source of income, the admin representative may request extra documents.

The following are the extra requirements for Locally Employed (including private and public organizations and businesses):

  • A photocopy of your most recent tax return (ITR)
  • Original Employment and Compensation Certificate
  • Paystubs from the previous three (3) months (applicant and spouse)
  • Last three (3) months’ bank statements

Employed by Oneself (business owners). The following would be requested as part of the requirements for self-employed and/or business owners:

  • A photocopy of the DTI/SEC Business Registration
  • A permit from the Mayor
  • ITR for the last two years
  • Two (2) years’ worth of original audited financial statements
  • Franchise/OR/CR (for taxis, jeepneys, and buses)
  • PTR (Personal Training Report) (for practicing professionals)
  • Six (6) months’ worth of bank statements
  • Illustration of a business establishment
  • Contact information for clients and suppliers
  • Organizational Profile (If applicable)
  • Leasing Agreement (if applicable)
  • Board Resolution / Secretary’s Certificate (for Corporation)
  • Bylaws and Articles of Incorporation (for Corporation)

OFWs (Overseas Filipino Workers) are Filipinos who work in other countries (land and sea-based). For OFWs, Camella’s house and a lot are also fantastic investment options. OFWs will be needed to provide the following papers in order to proceed with the house purchase:

  • Original Employment and Compensation Certificate (Consularized)
  • A photocopy of your employment contract (valid for six months)
  • Seaman’s Book photocopy
  • Remittance proof for the previous six (6) months
  • Special Power of Attorney (with a consular seal if notarized outside of the United States)
  • ITR for the previous two (2) years (resident abroad)

Pensioner/With a Financial Advisor. Check the additional documentation required for retirees below:

  • Evidence of pension
  • Enough proof of income
  • Six (6) months’ worth of bank statements
  • Support Affidavit

Reserve a Home in the Philippines Today

All of these conditions must be met in order to acquire a home and land in Camella. Homebuyers will have 60 days from the date of reservation to complete and submit all of the necessary paperwork.

Clients will produce two (2) valid IDs during reservation. The buyer will submit his or her loan application criteria to the admin representative. Buyers will receive email reminders regarding the list of documents for submission. Homeowners can contact Camella Homes’ administrative staff if they have any queries or issues about the requirements or their payment updates.

As an investor and a homebuyer in the Philippines, coming home to Camella’s house and a lot is the best accomplishment. Camella has earned the reputation of being the country’s all-time favorite housing brand throughout the course of more than 40 years of housing and real estate development.

Visit Camella’s project listings for more information about her house and lot for sale, or check out her Frequently Asked Questions (FAQs)

Check out Camella’s Lifestyle and Home Investment blogs for additional information on how to buy a house and lot in the Philippines. It includes information on real estate investing as well as other home-related issues.

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